Tam An Thinh Vuong

20/01/2020, Manulife and SCB introduced a new insurance product named “Tam An Thinh Vuong” (Assurance and Prosperity) for enterprises wishing to enhance their welfare policies to employees.

This is applied for customers from 1-month old to 65 years old, policy term up to 99 years old.

1. Outstanding benefits

For employees

+ Earn accumulative and protective benefits of life insurance.

+ Get preferences in personal tax income upon using life insurance.

For enterprises:

+ Improve brand name in the labor market

+ Enhance employees’ commitments

+ Get preferences in enterprise tax upon using life insurance.


  • Protection: Diverse type of insurance against death and accidents, increased support in medical and final-stage cancers fees for senior employees.
  • Flexibility: Flexible in policy transfer from enterprises to employees, supporting enterprises in designing their welfare programs.
  • Accumulation: Efficient accumulation via Joint Fund managed by Manulife, secured by guaranteed interest rate during the policy term.

2. General regulations.

After 3 first years of the policy, policyholders can select time to pay premium but not exceeding the policy term. Customers should make punctual premium payment as projected to achieve financial targets.

Minimum insurance amount and insurance premium of each personal policy:

  • Minimum insurance amount: VND100,000,000
  • Minimum number of members: 10 members/group
  • Basically minimum insurance premium per year: VND3,500,000/member
  • Applicable premium payment time: all applicable periodic terms.