TERM DEPOSITS FOR PERSONAL CUSTOMERS

A deposit product for personal customers with diverse terms, interest payment methods

BENEFITS

Diverse terms, currencies for multiple options
Interest payment periods: at maturity, on a periodic basis, before maturity.
Attractive interest rates
Other preferential policies.

FEATURES

Minimum balance: VND1,000,000; 500 foreign currency units

REQUIREMENTS

- Personal customers who are Vietnamese and foreigners. Non-resident foreigners allowed to stay in Vietnam of at least 06 months.

OTHER REGULATIONS

Customers of this product are still eligible for other promotional programs/deposit policies of SCB (if qualified).
The deposit term is not longer than the valid remaining period of residence in Vietnam as per regulations of SCB and laws.
Customers in need of capital can the pledge term deposit contracts to make loan applications as per current regulations on pledging loan of SCB and laws.
Other contents are subject to Deposit regulations and others of SCB and laws.

View Interest Rate

Information on product and service policies is only for reference and may change from time to time. Please contact your nearest SCB (sub)branch or hotline 1900 6538 for advice.

Term Deposit for foreigners

Sai Gon J.S. Commercial Bank (SCB) would like to announce interest rates for new personal customers opening “Term deposit for foreigners” From 08/04/2024 as:

1. Interest rates for deposit in VND

Type of deposit	Payment at maturity (%/year)	Annual payment (%/year)	Payment every 6 months (%/year)	Quarterly payment (%/year)	Monthly payment (%/year)	Premature payment(%/year)
Demand deposit					0.01
1 month	1.60					1.58
2 months	1.60				1.59	1.58
3 months	1.90				1.89	1.88
4 months	1.90				1.89	1.88
5 months	1.90				1.89	1.88
6 months	2.90			2.88	2.88	2.85
7 months	2.90				2.87	2.84
8 months	2.90				2.87	2.84
9 months	2.90			2.87	2.87	2.83
10 months	2.90				2.86	2.82
11 months	2.90				2.86	2.82
12 months	3.70		3.66	3.64	3.63	3.56
15 months	3.90			3.81	3.80	3.70
18 months	3.90		3.82	3.80	3.79	3.67
24 months	3.90	3.83	3.78	3.76	3.75	3.60
36 months	3.90	3.76	3.71	3.69	3.68	3.48

2. Interest rates for deposit in USD

Type of deposit	Payment at maturity (%/year)	Annual payment (%/year)	Payment every 6 months (%/year)	Quarterly payment (%/year)	Monthly payment (%/year)
Demand deposit					0
Term deposit
1 week	0
2 weeks	0
3 week	0
1 month	0				0
2 month	0				0
3 month	0			0	0
4 month	0				0
5 month	0				0
6 month	0		0	0	0
7 month	0				0
8 month	0				0
9 month	0			0	0
10 month	0				0
11 month	0				0
12 month	0	0	0	0	0
13 month	0				0
15 month	0			0	0
18 tháng	0		0	0	0
24 month	0	0	0	0	0
36 month	0	0	0	0	0

3. Interest rates for deposit in foreign currencies

Type of deposit	Interest rates (%/year) paid at maturity
Type of deposit	EUR	AUD	GBP	CAD	JPY	SGD
Demand deposit	0,10	0,10	0,10	0,10	0,00	0,00
Term deposit
1 month	0,50	1,50	0,50	0,50
2 months	0,60	1,50	0,60	0,60
3 months	0,70	1,50	0,90	0,90
6 months	0,70	1,50	0,90	0,90
9 months	0,80	1,50	1,00	1,00
12 months	0,80	1,50	1,00	1,00
13 months	0,80	1,50
15 months	0,80	1,50
18 months	0,80	1,50
24 months	0,80	1,50
36 months	0,80	1,50

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