- Meet capital need of customers.
- Loan period up to 25 years.
- Competitive interest rates.
- Record flexible fund sources from customers’ statements.
- Flexible repayment methods.
- Quick, simple procedures.
- Free of charge when making repayment before due date.
- From 18 years old to 70 years old at the time of loan application.
- Permanent residence/long-term temporary residence or have business operation at the same location with lending SCB (sub)branches.
- Not be classified as group 3-5 within 12 months and as group 2 within 03 months at credit institutions (at the time of loan appraisal).
- Own at least 02 lawful real estate facilities.
- Real estate owned by customers/their spouses.
- Savings books, valuable papers and balance of deposit account owned by customers.
Information on product and service policies is only for reference and may change from time to time. Please contact your nearest SCB branch or hotline 1900 6538 for advice.