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SECURED CONSUMER LOAN

You wish for a life full of comfort? SCB will support you for that dream.

Register now

BENEFITS

  • Opportunely meet the capital need of customers or relatives.
  • Competitive interest rates.
  • Loan period up to 10 years.
  • Flexible in loan and repayment methods.
  • Quick, simple procedure.

REQUIREMENTS

  • From 18 years old and, at the time of loan finalization, not over 65 years old.
  • Permanent residence/long-term temporary residence or have business operation at the same location with lending SCB (sub)branches.
  • Not be classified as groups 3-5 in bad debts within 12 months and not be classified as group 2 within 03 months (at the time of loan application).

SECURITY

  • Real estate.
  • Consumer car owned by customers.
  • Savings books, valuable papers and balance of deposit account.

Details

Information on product and service policies is only for reference and may change from time to time. Please contact your nearest SCB (sub)branch or hotline 1900 6538 or 1800 5454 38 for advice.

Other products

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CAR LOAN

Loan limit up to 100% fund needed

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LOAN FOR HOUSE PURCHASE, TRANSFER OF LAND USE RIGHT AND HOUSE BUILDING AND RENOVATION

Loan limit up to 100% for 25 years

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SECURED CONSUMER LOAN

Loan limit up to VND1 billion with preferential interest rates

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NON-SECURED CONSUMER LOAN

Loan limit up to VND300 million without collateral

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OVERDRAFT LOAN SECURED BY DEPOSIT ACCOUNT ISSUED BY SCB

Meet immediate financial demand with high overdraft limit and preferential interest rates

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LOAN SECURED BY DEPOSIT ACCOUNT

Meet immediate financial demand without resort to deposit account

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CAR LOAN FOR BUSINESS

Loan limit up to 100% fund needed to buy car for business

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LOAN FOR CAPITAL SUPPLEMENTATION

Loan limit up to 100% fund needed to supplement capital for business with preferential interest rates

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OVERDRAFT FOR CAPITAL SUPPLEMENTATION

Support up to 100% fund needed for fixed asset investment or supplementing capital for cultivation, farming, etc

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LOAN FOR AGRICULTURE DEVELOPMENT

Support up to 100% fund needed for fixed asset investment or supplementing capital for cultivation, farming, etc

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FLEXIBLE LOAN FOR LAND, HOUSE PURCHASE

Your dream of a beautiful house will not be a dream any more, SCB will be with you in making that dream come true.

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LOAN FOR HOUSE OF HOUSING PROJECTS

Your dream of a beautiful house will not be a dream any more, SCB will be with you in making that dream come true.

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NONSECURED OVERDRAFT LOAN

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SECURED CONSUMER LOAN

You wish for a life full of comfort? SCB will support you for that dream.

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GOLDEN PREFERENCE FOR NEW CAR

SCB is always ready to help you afford a car facilitating your family comfort via a loan with quick procedure and competitive interest rates.

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SCB ACCOMPANYING WITH FARMERS

Provide supplementing working capital for agriculture activities.

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